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You're on a roll — Here is the corrected text based on the proofreading marks: ` 1.2 personal loan 1.3 home loan interest rates based on prime, plus 1% of cash back. 2. BUILT-IN FLEXIBILITY You can choose from: 2.1 fixed or linked interest rates; 2.2 Balloon or residual payments or 2.3 No early settlement penalty. 3. CAR FINANCE SCHEME [Our Car Sourcing Division will help you to: If you are self-employed, you can make use of our Owner-Driver Scheme. 3.1 find the car you want and/or 3.2 trade in or sell your current vehicle. Yours faithfully TR Fezekile MANAGER ` Send me the next one 📸