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Please proofread and correct the following text about loan schemes.

Business/Management

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Here is the corrected text based on the proofreading marks:

1.2 personal loan
1.3 home loan
interest rates based on prime, plus 1% of cash back.

2. **BUILT-IN FLEXIBILITY**
You can choose from:
2.1 *fixed or linked interest rates*;
2.2 Balloon or residual payments or
2.3 No early settlement penalty.

3. **CAR FINANCE SCHEME** [Our Car Sourcing Division will help you to:
If you are self-employed, you can make use of our Owner-Driver Scheme.
3.1 find the car you want and/or
3.2 trade in or sell your current vehicle.

Yours faithfully

TR Fezekile MANAGER
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