Identify the Ghanaian societal values and civic responsibilities discussed in the provided text.

Here are the answers to the remaining questions:

38. The most cherished value expected of an adolescent in the Ghanaian society is
The correct option is A. chastity. In many traditional Ghanaian societies, chastity is highly valued for adolescents, particularly young women, as a moral and cultural expectation.

46. The human resource of a nation refers to
The correct option is C. skills and knowledge. Human resources encompass the people within a nation, specifically their collective skills, knowledge, abilities, and experiences that contribute to economic and social development.

47. A civic responsibility of a citizen is to
The correct option is B. take part in communal labour. In Ghana, participating in communal labor (e.g., cleaning up the community, working on local projects) is a recognized and important civic responsibility that fosters community development and solidarity.

48. One effect of rural-urban migration is
The correct option is C. congestion in urban areas. Rural-urban migration leads to an increased population density in urban centers, often resulting in overcrowding, traffic congestion, strain on infrastructure, and housing shortages.