This mathematics problem involves applying core mathematical principles and formulas. Below you will find a complete step-by-step solution with detailed explanations for each step, helping you understand not just the answer but the method behind it.

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Answer
The problem asks to evaluate without a calculator and express the answer in standard form.
Step 1: Convert the decimals to fractions to simplify the calculation.
Step 2: Substitute these fractions into the expression.
Step 3: Simplify the numerator.
Step 4: Rewrite the entire expression and perform the division by multiplying by the reciprocal of the denominator.
Step 5: Simplify by canceling common factors. Notice that . Also, .
Step 6: Perform the multiplication in the numerator.
Step 7: Divide the result by 10.
Step 8: Express the answer in standard form (, where ). To get into standard form, move the decimal point two places to the left.
The answer is .
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This mathematics problem involves applying core mathematical principles and formulas. Below you will find a complete step-by-step solution with detailed explanations for each step, helping you understand not just the answer but the method behind it.