Joy deposited 15000 in savings bank.the bank offered a simple interest rate of 12%per annum.calculate the amount of money that was in joy's account at the end of two years

The formula for simple interest is $SI = P \times R \times T$, where $P$ is the principal amount, $R$ is the annual interest rate (as a decimal), and $T$ is the time in years.

$$SI = 15000 \times 0.12 \times 2$$ $$SI = 1800 \times 2$$ $$SI = 3600$$

The total amount is the principal plus the simple interest.

$$Amount = Principal + Simple\; Interest$$ $$Amount = 15000 + 3600$$ $$Amount = 18600$$

The amount of money in Joy's account at the end of two years was $\boxed{\text{18600}}$.