This economics question tests your understanding of economic models and analysis. The step-by-step answer below applies the relevant framework and explains the reasoning.
Which of the following is not a source of FCY earning?

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Step 1: Question 6
Foreign money transfer is handled by NRB directives, letters of credit, and commerce bank directions, but not by seminars, symposia, or workshops.
Answer: C
C
Step 2: Question 7
FCF refers to fee/commission/foreign currency-based earnings for banks. Remittance and service receipts qualify, but insurance and air service do not (they are separate sectors).
Answer: B
B
Step 3: Question 8
The main cost-side cause for branch losses is high interest expense due to heavy reliance on costly deposits.
Answer: B
B
Step 4: Question 9
A suspense account in the general ledger is used for temporarily recording unbalanced or doubtful transactions until resolved.
Answer: A
A
Step 5: Question 4
Receivables are categorized as long outstanding if unsettled for more than one year (per standard banking provisioning norms).
Answer: A
A
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