Calculate Mr. Nkosi's remaining money, identify fixed and variable expenses, and suggest savings.

1. The monthly income of R18 350 was calculated by adding the Salary after deductions (R17 800) and the Housing subsidy (R550).

$$\text{R}17\,800 + \text{R}550 = \text{R}18\,350$$

2. To determine B, the total monthly expenditure, we sum all the expenditure items:

$$\begin{align*} \text{B} &= \text{R}4\,100 + \text{R}475 + \text{R}325 + \text{R}580 + \text{R}2\,750 + \text{R}1\,650 + \text{R}1\,800 + \text{R}1\,300 + \text{R}940 + \text{R}2\,202 \\ \text{B} &= \text{R}16\,122 \end{align*}$$

The total monthly expenditure is $\boxed{\text{R}16\,122}$.

3. To determine how much money Mr Nkosi will have left, we subtract the total expenditure from the total income:

$$\begin{align*} \text{Money left} &= \text{Total Income} - \text{Total Expenditure} \\ &= \text{R}18\,350 - \text{R}16\,122 \\ &= \text{R}2\,228 \end{align*}$$

Mr Nkosi will have $\boxed{\text{R}2\,228}$ left.

4. Two fixed expenses are:

• Bond repayment
• Car instalment

5. Two variable expenses are:

• Food
• Entertainment

6. Mr Nkosi can reduce his Entertainment expenditure. He can decrease this by reducing the frequency of outings, choosing cheaper activities, or opting for free entertainment at home.

7. One thing that could have been deducted from Mr Nkosi's salary in order to calculate "salary after deductions" is Income tax (PAYE).