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What are the annual turnover limits for small enterprises and the loan amount threshold for collateral exemption in the MSME sector?
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4. लघु उद्यमों का वार्षिक आवर्त कम से कम रु होना चाहिए।
According to the revised MSME classification (effective from July 1, 2020), a Small Enterprise (लघु उद्यम) is defined based on both investment and annual turnover. For a small enterprise, the annual turnover should be up to ₹50 crore. While the question uses "कम से कम" (at least), in the context of classification limits, it often refers to the defining upper boundary for a category. If the turnover exceeds ₹50 crore, it would no longer be classified as a small enterprise. Therefore, ₹50 crore is the critical turnover threshold for small enterprises.
The correct option is (C).
5. एमएसएमई क्षेत्र में इकाइयों को दिए गए ......... रुपये तक के ऋण के मामले में बैंकों को संपार्श्विक सुरक्षा स्वीकार नहीं करना अनिवार्य है:
As per the Reserve Bank of India (RBI) guidelines, banks are advised not to insist on collateral security for loans up to ₹10 lakh extended to units in the Micro and Small Enterprise (MSE) sector. This is a mandatory instruction for banks for such loan amounts.
The correct option is (B).
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