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What are the annual turnover limits for small enterprises and the loan amount threshold for collateral exemption in the MSME sector?

Business/Management

ScanSolve AI Answer

Answer

C

Here are the solutions to the questions:

4. लघु उद्यमों का वार्षिक आवर्त कम से कम रु होना चाहिए।
According to the revised MSME classification (effective from July 1, 2020), a Small Enterprise (लघु उद्यम) is defined based on both investment and annual turnover. For a small enterprise, the annual turnover should be up to ₹50 crore. While the question uses "कम से कम" (at least), in the context of classification limits, it often refers to the defining upper boundary for a category. If the turnover exceeds ₹50 crore, it would no longer be classified as a small enterprise. Therefore, ₹50 crore is the critical turnover threshold for small enterprises.

The correct option is (C).

(C) 50 करोड़\boxed{\text{(C) 50 करोड़}}

5. एमएसएमई क्षेत्र में इकाइयों को दिए गए ......... रुपये तक के ऋण के मामले में बैंकों को संपार्श्विक सुरक्षा स्वीकार नहीं करना अनिवार्य है:
As per the Reserve Bank of India (RBI) guidelines, banks are advised not to insist on collateral security for loans up to ₹10 lakh extended to units in the Micro and Small Enterprise (MSE) sector. This is a mandatory instruction for banks for such loan amounts.

The correct option is (B).

(B) 10 लाख\boxed{\text{(B) 10 लाख}}
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