The opening balance is the amount of money available in the bank account at the beginning of the statement period, which is R9 872.50 on 01/02/2022.

From the statement, on 02/02/2022, "Debit order- cellphone account" is R289.32.

Solly spent $\boxed{\text{R } 204.32}$ on calls in February.

1.1.3

On 06/02/2022, ATM Withdrawal = R1 000.00
On 10/02/2022, ATM Withdrawal = R880.00

The total amount Solly withdrew through ATM withdrawals is $\boxed{\text{R } 1880.00}$.

1.1.4

On 03/02/2022, "Debit order - Car insurance" is R1 000.00.
Solly paid $\boxed{\text{R } 1000.00}$ for Car Insurance.

1.1.5

On 21/02/2022, after the "Cash deposit at Branch" and its "Transaction Fee", the closing balance is R2 227.96.
The closing balance on the 21st of February is $\boxed{\text{R } 2227.96}$.

1.1.6

• 01/02/2022: Transaction Fee = R1.50
• 02/02/2022: Transaction Fee = R6.00
• 02/02/2022: Transaction Fee = R6.00
• 03/02/2022: Transaction Fee = R6.00
• 06/02/2022: Transaction Fee = R6.00
• 10/02/2022: Transaction Fee = R6.00
• 21/02/2022: Transaction Fee = R5.59
• 28/02/2022: Monthly account fee = R8.20

Solly's total bank charges for the month are $\boxed{\text{R } 47.29}$.

1.2.1

Fee = R2.50 + 0.95% of value.
The deposit value is R325.00.

Rounding to two decimal places, the fee is $\boxed{\text{R } 5.59}$.
The statement shows R5.59, which matches the calculation.

1.2.2

From Table 1, "Cash deposit (At ATM)" fee = R0.90 per R100 (or part thereof).
The deposit amount is R325.00.
Number of R100 parts = $\lceil \frac{325}{100} \rceil = \lceil 3.25 \rceil = 4$ parts.

The fee at the branch was R5.59 (from 1.2.1).

Solly would save $\boxed{\text{R } 1.99}$ on transaction fees.